Loan Origination System

End-to-End Digital Loan Origination Platform

Digitize your entire lending journey from application to disbursement. Configurable workflows, automated document verification, and real-time tracking for banks and NBFCs.

85%
STP Rate
Apply
Verify
Underwrite
Disburse
247 Active Apps
89 Approved Today
32 In Review
4.2 hrs Avg TAT
52% Approval Rate
1.2K Daily Volume
Live Processing

Platform Capabilities

A complete loan origination ecosystem designed for modern lending operations

Configurable Workflows

Design and customize loan processing workflows to match your business rules without any coding required.

Document Verification

Automated document classification, OCR extraction, and validation with intelligent fraud detection.

Customer Onboarding

Digital KYC with e-Sign, video verification, and seamless integration with government databases.

Multi-Product Support

Support for personal loans, home loans, LAP, vehicle loans, and custom lending products in a single platform.

Real-Time Analytics

Track application status, conversion rates, TAT metrics, and portfolio performance in real-time dashboards.

API-First Architecture

Seamlessly integrate with core banking systems, bureau APIs, payment gateways, and third-party services.

How It Works

Streamlined loan processing from application to disbursement

1

Application

Digital application capture via web, mobile app, or assisted channels with minimal data entry.

2

Verification

Automated document verification, bureau checks, and eligibility assessment in real-time.

3

Underwriting

Rule-based and ML-powered credit decisioning with policy compliance checks.

4

Disbursement

Automated sanction letter generation, e-agreements, and instant fund disbursement.

Business Impact

Measurable improvements across your lending operations

60%

Reduction in loan processing time

40%

Lower operational costs

85%

Straight-through processing rate

4.8/5

Customer satisfaction score

Ready to Transform Your Loan Origination?

Join leading banks and NBFCs who have digitized their lending operations with FINVIJ LOS.