No-Code Platform

Configure Credit Rules Without Coding

Transform your lending operations with our intuitive no-code decision engine. Configure complex credit rules, implement custom scoring models, and automate decision-making that scales with your business growth.

  • No-code rule configuration
  • Dynamic lending criteria
  • Custom scoring models
  • Automated decision-making
Schedule Demo
AI Decision Matrix
Real-time Credit Assessment Pipeline
Data Ingestion
Multi-source data collection & validation
Rule Engine
Business logic & policy application
ML Scoring
Advanced algorithm assessment
Final Decision
Automated approval/decline output
Avg. Processing: 2.3s
95% Confidence

Intelligent Credit Decision Engine

Advanced machine learning and real-time analytics for precise, data-driven lending decisions

Machine Learning Models

Advanced algorithms assess creditworthiness using credit score, payment history, and utilization patterns for accurate risk evaluation.

Scorecards

Scorecard models assess credit risk by analyzing exposure, utilization, repayment behavior, delinquency and financial decision-making.

Real-Time Decisions

Monitor portfolio trends, performance metrics, and risk indicators instantly with comprehensive dashboards.

Champion-Challenger

Test new models against the current best in real-time; better-performing challengers can replace the champion safely.

Policy-driven Credit Limit

Define maximum credit using exposure, utilization, delinquency, and risk policies, ensuring responsible lending practices.

Visual Rule Builder

Configure complex credit decisions with intuitive drag-and-drop interface - no coding required

Decision Rule Builder
Live Configuration
Data Sources
Credit Bureau
Applicant Data
Financial Data
Conditions
Greater Than
Less Than
Range Check
Actions
Approve
Decline
Manual Review
Decision Flow Canvas
Application Start
Credit Score Check
CIBIL ≥ 700
Auto Decline
Score < 700
Income Check
≥ ₹50,000/mo
Manual Review
Auto Approve
Drag components from the left panel to build your decision flow

Drag & Drop Simplicity

Build sophisticated credit rules by simply dragging components onto the canvas.

Real-Time Updates

Changes take effect immediately without system downtime or deployments.

Multi-Layer Logic

Create complex decision trees with multiple conditions and nested rules.

Test Before Deploy

Validate your rules with test scenarios before going live.

How It Works

Streamlined credit decision process from application to approval

1

Data Collection

Comprehensive customer data gathering from multiple sources including credit bureaus and financial statements.

2

Intelligent Processing

Advanced algorithms process and analyze collected data using machine learning models for risk assessment.

3

Smart Decision

Automated decision engine applies configured rules and scoring models to generate approval recommendations.

Real-Time Processing Dashboard

Live Decision Engine Performance

2.3s Avg Decision
99.7% Accuracy
5k+ Daily Decisions
Input
Process
Output
Decision Engine Pipeline
Advanced Credit Assessment Flow
Data Ingestion
Processing
AI Models
Decision
Output
2.3s Processing
99.7% Accuracy
1.2M Daily
24/7 Uptime

Choose FINVIJ Decision Engine

Revolutionize your credit decision process with our advanced machine learning algorithms and intuitive no-code interface. Empower your lending team to create sophisticated credit rules without technical complexity.

Experience faster, smarter, and more accurate lending decisions that adapt to your business needs while maintaining regulatory compliance.

Schedule Demo