Connect to all major credit bureaus through a single API. Get standardized bureau data, advanced analytics, and derived features for smarter credit decisions.
Schedule DemoEverything you need to leverage bureau data for better credit decisions
Connect to CIBIL, CRIF, Experian, and Equifax through one unified API with standardized responses.
Get 200+ pre-computed features including payment patterns, utilization trends, and risk indicators.
Smart fallback and aggregation logic to maximize hit rates and data quality.
Sub-second bureau pulls with intelligent caching to balance freshness and costs.
Historical bureau data tracking to identify improving or deteriorating credit profiles.
Detect velocity anomalies, synthetic IDs, and suspicious patterns across bureaus.
See how FINVIJ transforms raw bureau data into actionable credit insights
Integrated with all major credit bureaus in India
India's first credit bureau
Comprehensive credit data
Global credit expertise
Advanced analytics
Derived Features
Avg Response Time
API Uptime
Bureaus Connected
Leverage bureau data across the entire credit lifecycle
Soft pulls to pre-screen applicants before formal application, improving conversion without impacting scores.
Full bureau reports with derived variables for comprehensive credit assessment and decisioning.
Periodic bureau refreshes to identify early warning signals and manage portfolio risk.
Bureau insights to segment delinquent accounts and optimize collection approaches.
Get started with our Bureau API in minutes. Standardized request/response format across all bureaus.
// Fetch unified bureau report const response = await finvij.bureau.fetch({ pan: "ABCDE1234F", bureaus: ["cibil", "crif"], include_derived: true }); // Access standardized data console.log(response.score); // 742 console.log(response.active_loans); // 3 console.log(response.dpd_max_12m); // 0
Get unified access to all major credit bureaus with advanced analytics
