MoolyaAI closes the gap — geo-fenced capture, tamper-proof audit trail, NHB-compliant by construction. Valuation live at South Indian Bank.
Valuation data flows directly into the credit file — no manual entry, no format conversion. For HL and LAP, the collateral track runs in parallel with the credit track, so valuation never blocks the decision.
When the RBI or NHB inspector asks to trace a valuation back to the field capture, MoolyaAI produces a geo-tagged, timestamped record tied to the specific valuer and loan file.
A complete digital valuation workflow your bank controls end to end.
Banks can easily onboard and manage their own network of property valuers through a centralised platform with verification and credential management.
Intuitive mobile application enabling valuers to capture property data, photos, and documentation directly from the field with offline support.
All property photos and data are automatically geo-tagged with precise GPS coordinates, ensuring authenticity and location verification.
Define virtual boundaries around property locations. Data capture is only enabled within the geo-fenced area, preventing fraudulent submissions.
Built-in audit trails, tamper-proof documentation, and regulatory-compliant workflows meeting RBI and NHB guidelines for property valuation.
Track valuation assignments in real-time. Monitor valuer location, assignment status, and estimated completion time from a central dashboard.
A streamlined workflow from assignment to final valuation report
Banks register and verify their panel of valuers through the admin portal with credential verification.
Loan officers assign properties to valuers based on location, expertise, and availability.
Valuers visit properties and capture geo-tagged photos, measurements, and details via mobile app.
System generates compliance-ready valuation reports with all captured data and audit trails.
Purpose-built mobile application for property valuers to capture field data with complete accuracy and compliance. Works offline and syncs automatically when connected.
Every photo is stamped with GPS coordinates, timestamp, and device info for authenticity.
Data capture only enabled within defined property boundaries. Prevents remote submissions.
Full functionality in areas with poor connectivity. Auto-sync when network is available.
Guided workflow ensures all required documents and photos are captured before submission.
Meeting all regulatory requirements for property valuation in secured lending
All captured data is cryptographically signed and stored with immutable audit trails for complete traceability.
Biometric and OTP-based authentication ensures only authorized valuers can submit property data.
Every action is logged with timestamps, user details, and location data for regulatory audits.
Workflows and documentation meet Reserve Bank of India and National Housing Bank guidelines.
Enterprise-grade encryption and secure cloud infrastructure with data residency compliance.
Auto-generated valuation reports in formats accepted by all major banks and financial institutions.
Onboard your valuers, ensure compliance, and streamline secured lending with our digital platform.
