A paid, fixed-fee, structured engagement for banks rebuilding their decisioning stack. We map how credit decisions actually flow through your institution today — and hand your board a quantified opportunity assessment with a phased remediation plan.
Every system, spreadsheet, and hand-off between application and provision — documented as it actually runs, not as the architecture diagram claims.
Where TAT, approval quality, referral load, and ECL effort are being lost — sized in hours, basis points, and rupees, on your data.
A sequenced path from current state to governed decisioning — what to fix first, what to defer, and what to decommission.
A document your CRO can put in front of the board and the regulator — findings, evidence, and plan in examiner-legible form.
Who it is for: banks and NBFCs in evaluation mode — rebuilding the decisioning stack, preparing for the Ind AS 109 ECL transition, or answering a board mandate on credit automation — and not yet ready to commit to a platform. The diagnostic stands on its own; there is no obligation beyond it.
Tell us your current stack and your deadline — we'll respond with scope and schedule.
Start the Conversation